Kristin Graziano Group

Park Scottsdale Experts

Getting the Mortgage Monkey Off Your Back

By

pay off mortgage soonOnly 34% of Americans own their homes free and clear. All other homeowners have a mortgage they’re chipping away at. If you have a mortgage you may want to consider paying it off early.

Before you begin, you should know…

Some states allow lenders to implement prepayment penalties, which means it could actually cost you more to pay off your mortgage early. Regulations vary per situation, so before you proceed, find out from your lender if you’d face a prepayment penalty on your mortgage.

If there is a penalty…

Decide if it’s worth it to you. Fines are typically a percentage of the mortgage itself. Carefully evaluate risk versus reward before committing.

If there is no penalty…

Start chipping away at your principal as soon as you can. The first five years is the best time to make additional payments toward your principal.

What Our Clients Say

Highly Likely To Recommend   

Kristin was phenomenal to work with to sell my home. She was communicative, knowledgeable, and understood the market. We were able to sell my house above what I initially thought it would go for, in a shorter time frame than I expected, and the process was about as painless as possible. I will absolutely be recommending her to anyone I know moving to Phoenix/Scottsdale area.

Remarkably Responsive   

Kristin and her team sold my home in Park Scottsdale in the very short time and helped us find a new home. Kristin and her team was remarkably responsive, attentive, and supportive. She is so knowledgeable and experienced in providing realistic information which helped us to plan and prepare to sell our home. Aaron was very professional and looking in our interests as a customer. He always responded to our texts and phone calls promptly and answered to our questions and concerns. My husband and I highly recommend Kristen and her amazing team. Thank you Kristen and Aaron!

Fabulous Team That Knows Park Scottsdale   

Kristin and her fabulous team sold my home in Park Scottsdale in the exact time frame I had hoped for. From start to finish, Kristin was remarkably responsive, attentive, and supportive. She is so knowledgeable and experienced!! She provided realistic information which helped me to plan and prepare to sell my home. I am extremely happy to have chosen KGG and couldn't be more pleased and satisfied with the results.

AMAZING!   

Kristin and her team are amazing! They did a great marketing and negotiating the sale of our home. I highly recommend using Kristin when you sell your home, I would recommend her to anyone.

Kerri Was What We Needed   

Kerri is an excellent agent who is responsive, experienced & kind. She made the home buying process very easy. She is an expert in the Scottsdale area & works with a team therefore she or team member was quickly available to help us with whatever we needed.