Kristin Graziano Group

Park Scottsdale Experts

Getting the Mortgage Monkey Off Your Back

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pay off mortgage soonOnly 34% of Americans own their homes free and clear. All other homeowners have a mortgage they’re chipping away at. If you have a mortgage you may want to consider paying it off early.

Before you begin, you should know…

Some states allow lenders to implement prepayment penalties, which means it could actually cost you more to pay off your mortgage early. Regulations vary per situation, so before you proceed, find out from your lender if you’d face a prepayment penalty on your mortgage.

If there is a penalty…

Decide if it’s worth it to you. Fines are typically a percentage of the mortgage itself. Carefully evaluate risk versus reward before committing.

If there is no penalty…

Start chipping away at your principal as soon as you can. The first five years is the best time to make additional payments toward your principal.

Spring is here—don’t forget these essentials

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Spring is finally here! A time plenty of sunshine and essential needs when it comes to keeping yourself safe, hydrated and happy! Whether you’re chilling by the pool, hiking with friends, or taking in a spring training game or festival, here are some things you absolutely cannot leave home without!

Reuse-able water bottle

We like the utility of a hydro flask not to mention the fact that it keeps the water at temperature. Cheers to staying hydrated.

Sunscreen

Organic, non-toxic is our choice when it comes to skin care and the sun. Check out these options.

Sunglasses

Just as important as protecting your skin, eyewear is a no brainer.

Lip balm/chapstick

Keeping those lips soft and protected is key to keeping yourself healthy – the harsh dryness of the onsets of spring are prepping your skin for the summer ahead.

Hats

A hat will go a long way! Check out the different types of hats and find the one that is right for you.

11 House Fails That Could Ruin A Sale

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When you’re looking for a home, you probably have a couple of lists in your head: the must-haves, the nice-to-haves, and the absolute deal-breakers. Unfortunately, most of the places on this list fall into that third category, unless, of course, you’re handy or have a big budget for repairs. Check out these strange but hilarious home fails that would definitely have you looking elsewhere.

 

See a few more here and then comment and share some of your encounters with home hunting fails below!

The New Tax Law at a Glance

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The new tax law brings some major changes to the federal tax code that may affect your 2018 returns. Get the details here in our pdf. Things like new deduction rules, and several deductions that are going away may change the way you deduct.

Valentines Day 2019

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This year, there are quite a few lovely deals going on for Valentines Day dinners throughout the Valley. Whether you stay local and opt for dinner at Flemings, or treat your self to the courses offered at Cafe Zuzu, your tastebuds are sure to thank you. Many of the deals are throughout the month or extended to the end of the month and some are right here in our zip code.

Check out these other local specials:

Reserve dinner at Flemings and a receive special jewelry gift

Visit Cafe Zuzu with special Showstopper Milkshake and three course meal

Experience a special menu at Veneto Trattoria Italiana

Order Valentines cake dessert to go from Baskin Robbins

Gather at Bucca di Peppo in South Scottsdale

Munch on a heart shaped pizza over at California Pizza Kitchen

Don’t forget about breakfast and grab some Valentine Dunkin Donuts or Krispy Kreme 

What Our Clients Say

Highly Likely To Recommend   

Kristin was phenomenal to work with to sell my home. She was communicative, knowledgeable, and understood the market. We were able to sell my house above what I initially thought it would go for, in a shorter time frame than I expected, and the process was about as painless as possible. I will absolutely be recommending her to anyone I know moving to Phoenix/Scottsdale area.

Remarkably Responsive   

Kristin and her team sold my home in Park Scottsdale in the very short time and helped us find a new home. Kristin and her team was remarkably responsive, attentive, and supportive. She is so knowledgeable and experienced in providing realistic information which helped us to plan and prepare to sell our home. Aaron was very professional and looking in our interests as a customer. He always responded to our texts and phone calls promptly and answered to our questions and concerns. My husband and I highly recommend Kristen and her amazing team. Thank you Kristen and Aaron!

Fabulous Team That Knows Park Scottsdale   

Kristin and her fabulous team sold my home in Park Scottsdale in the exact time frame I had hoped for. From start to finish, Kristin was remarkably responsive, attentive, and supportive. She is so knowledgeable and experienced!! She provided realistic information which helped me to plan and prepare to sell my home. I am extremely happy to have chosen KGG and couldn't be more pleased and satisfied with the results.

AMAZING!   

Kristin and her team are amazing! They did a great marketing and negotiating the sale of our home. I highly recommend using Kristin when you sell your home, I would recommend her to anyone.

Kerri Was What We Needed   

Kerri is an excellent agent who is responsive, experienced & kind. She made the home buying process very easy. She is an expert in the Scottsdale area & works with a team therefore she or team member was quickly available to help us with whatever we needed.